Grand Central Platform Overview
Grand Central is the first integration platform built only for banking, designed to tackle the complexities inherent in banking integration environments.API-First Architecture
Leverages pre-built connectivity and Integration Platform-as-a-Service (iPaaS) for bespoke connectors
Enterprise Ready
Architected for enterprise banking with high-quality BIAN APIs pre-integrated with EBP
Unified Integration
Provides a single layer between EBP and diverse banking systems (Cores, CRMs, Fintechs)
Banking Standards
Complies with BIAN and ISO standards for maximum interoperability
The Banking Integration Challenge
The banking environment involves multiple distinct systems, each using different data models and API specifications:Core Banking Systems
Core Banking Systems
Core systems include solutions like:
- TCS (Tata Consultancy Services)
- Fiserv banking platforms
- Oracle financial services
- Silverlake core banking
Customer Relationship Management
Customer Relationship Management
CRM systems include:
- Salesforce for banking
- Microsoft Dynamics 365
- Custom CRM solutions
Fintech Solutions
Fintech Solutions
Specialized fintech integrations:
- Identity Verification: Jumio, Onfido, Prove
- Behavioral Biometrics: Feedzai, BioCatch
- Payment Solutions: Specialized payment processors
Banking Standards
Banking Standards
Compliance requirements:
- BIAN (Banking Industry Architecture Network)
- ISO standards for financial services
- Open Banking protocols
Core Strategic Principles
Grand Central leverages several core principles to drive value across banking organizations:Fast Time to Market
Pre-built connectivity and iPaaS enable rapid deployment while efficiently using R&D and Bank IT capacity.
Distributed Integration Work
Pre-built connectivity provided by Backbase, while bank teams handle bespoke integrations.
Integration Platform Control
Dedicated iPaaS supporting API modernization and bi-directional syncing with enterprise-grade DevOps.
System Coexistence
Decoupled from Digital Channels, enabling connection to Systems of Record, Fintechs, and Bank APIs alike.
Integration Fabric Architecture
The Integration Fabric is the core layer responsible for streamlining and scaling connectivity across multiple touchpoints: Online, Mobile, Call Center, Branch, and API.| Fabric Layer | Role |
|---|---|
| Engagement Fabric | Orchestrates sales and servicing workflows |
| Intelligence Fabric | Supports analytics, intelligence and data flow |
| Integration Fabric | Streamlines & scales connectivity across all channels |
| Systems of Record | Core systems, legacy modernization, and fintech integrations |
| Cloud Fabric | Provides underlying cloud infrastructure and services |
Platform Offerings
Grand Central provides flexible deployment options to meet diverse banking needs: Productised Connectors are ready-to-use connectors for common banking systems and use cases, designed for rapid deployment and immediate value. Key categories include:Core Banking Systems
Pre-configured connectors for leading core banking platforms including Temenos, FIS, and Oracle FLEXCUBE.
Payment Networks
Direct integrations with Visa, Mastercard, SWIFT, and domestic payment rails for seamless transaction processing.
Compliance Systems
Ready-to-use connections for AML, KYC, and regulatory reporting systems from major compliance vendors.
Data & Analytics
Pre-built integrations with business intelligence and analytics platforms for real-time insights.
Full Development Platform
Complete SDK with project templates, testing frameworks, and development tools for rapid custom connector creation.
Reusable Components
Library of 300+ open-source components plus banking-specific Kamelets for accelerated development.
Expert Support
Dedicated engineering support and best practices guidance throughout the development lifecycle.
Cloud-Native Architecture
Built on Kubernetes with auto-scaling, monitoring, and enterprise security features included.
Benefits Cycle
The Grand Central iPaaS supports a continuous improvement cycle: Build (or Buy) Integrations → Manage + Run → Govern + ScaleOut-of-the-box banking connectors
Pre-built connectors accelerate integration development
Faster development cycles
Streamlined development and deployment processes
BIAN API compliance
Standards-based architecture ensures interoperability
Reduced maintenance costs
Managed platform reduces operational overhead