Core functionalities
Customer information and KYC
Create and manage customer profiles with real-time updates to personal details, unified profiles, and KYC compliance across all channels.
Account management
Manage the entire account lifecycle including dynamic account creation, on-demand access, lifecycle control, and corporate security for all account types.
Payments and transactions
Process payments and transactions with fund movement capabilities and complete visibility into transaction histories for auditing and analysis.
Lending and credit
Manage loan portfolios with loan origination, automated EMI management, and enhanced customer options for credit products.
Deposit account management
Manage deposit products with diverse offerings including fixed and recurring deposits, plus automated lifecycle management.
Reporting and auditing
Support compliance requirements with regulatory readiness and comprehensive security oversight through detailed audit trails.
Real-time synchronization
Synchronize data across all channels with omni-channel consistency and immediate confirmation for all transactions.
Product and pricing configuration
Create new banking products dynamically and configure fees, charges, and interest rates to meet market demands.
Use cases coverage
Core connectors support the following banking use cases.Customer information and Know Your Customer (KYC)
The following table describes customer information and KYC capabilities:| Feature | Key capabilities |
|---|---|
| Unified profiles | Create and manage customer profiles from a central point. |
| Real-time updates | Update customer details such as email addresses, phone numbers, and postal addresses to ensure data accuracy across multiple systems. |
Account management
The following table describes account management capabilities:| Feature | Key capabilities |
|---|---|
| Dynamic account creation | Open, update, and close savings, current, and loan accounts directly through the API to launch new products faster. |
| On-demand access | Retrieve account balances, statements, and account details instantly when customers need them. |
| Lifecycle control | Manage account statuses through stages like pending, approved, active, and closed. |
| Corporate security | Efficiently manage roles and rights by linking organizations to individuals, making it simple to assign or revoke business responsibilities for corporate clients. |
Payments and transactions
The following table describes payments and transactions capabilities:| Feature | Key capabilities |
|---|---|
| Fund movement | Process standard fund transfers and internal bank transfers. |
| Complete visibility | Retrieve comprehensive transaction histories for customer support, auditing, or financial analysis. |
Lending and credit
The following table describes lending and credit capabilities:| Feature | Key capabilities |
|---|---|
| Loan origination and management | Create, disburse, and manage loan products to respond to market needs. |
| Automated management | Schedule and track EMIs and interest accruals automatically. |
| Enhanced customer options | Enable customers to apply for credit limit increases or overdraft protection. |
Deposit account management
The following table describes deposit account management capabilities:| Feature | Key capabilities |
|---|---|
| Diverse product offerings | Open and manage fixed deposits and recurring deposits. |
| Automated lifecycle | Set maturity instructions, calculate interest automatically, and process withdrawals or renewals. |
Reporting and auditing
The following table describes reporting and auditing capabilities:| Feature | Key capabilities |
|---|---|
| Regulatory readiness | Generate regulatory reports directly from the system. |
| Security and oversight | Monitor detailed transaction logs and maintain complete audit trails with exception handling. |
Real-time synchronization
The following table describes real-time synchronization capabilities:| Feature | Key capabilities |
|---|---|
| Omni-channel consistency | Keep data synchronized across mobile apps, internet banking, ATMs, and branches. |
| Immediate confirmation | Provide customers with real-time balance updates and transaction confirmations. |
Product and pricing configuration
The following table describes product and pricing configuration capabilities:| Feature | Key capabilities |
|---|---|
| Product creation | Create new banking products dynamically to meet market demands and customer needs. |
| Pricing management | Configure fees, charges, and interest rates to ensure competitive and compliant pricing. |
🌐 Available core connectors
Mambu
Cloud banking platform for retail and commercial banking operations
Fiserv DNA
Core banking system for deposits, loans, and customer management
Jack Henry Symitar
Credit union core banking platform for member services and account management
FIS IBS
Integrated banking solutions for deposit and lending operations
Oracle FLEXCUBE
Universal banking platform for retail, corporate, and investment banking