Core functionalities
Account takeover prevention
Detect and prevent unauthorized access to customer accounts through behavioral analysis.
Payment monitoring
Closely monitor end-user payment behavior to block identified fraud and trigger step-up authentication when transactions appear suspicious.
Behavioral biometrics
Analyze unique physical and cognitive digital behavior patterns.
Device intelligence
Collect and analyze device information and location data for risk assessment.
Use cases coverage
Account takeover prevention
| Feature | Key capabilities |
|---|---|
| Biometric profiling | Establish baseline profiles for legitimate users based on human unique behavioral patterns. |
| Anomaly detection | Identify deviations from normal user behavior patterns in real time. |
| Risk-based actions | Trigger step-up authentication or block user access based on calculated risk scores and associated decision flags. |
| Session monitoring | Continuous monitoring from login to logout for suspicious activity. |
Protect against fraudulent account opening
| Feature | Key capabilities |
|---|---|
| Network and device analysis | Analyze network and device information to evaluate whether the session is genuine or fraudulent. |
| Anomaly detection | Identify deviations from normal user behavior patterns in real time. |
| Risk-based actions | Terminate early user onboarding based on calculated risk scores and associated decision flags. |
Device and location intelligence
| Feature | Key capabilities |
|---|---|
| Device recognition | Identify known vs. unknown devices accessing accounts. |
| Location tracking | Detect unusual geographic locations and impossible travel scenarios. |
| IP analysis | Monitor for suspicious IP addresses, VPN usage, and proxy detection. |
| Browser fingerprinting | Analyze browser type, version, and settings for anomalies. |
Risk scoring
| Feature | Key capabilities |
|---|---|
| BioCatch risk scores | Scale of 0-1000 indicating likelihood of fraudulent account takeover. |
| Feedzai Level of Assurance | LOA-based scoring (Low, Substantial, High, Block) for risk decisions based on Feedzai score scale of 0-100 |
| Threshold configuration | Customize score thresholds according to your risk team strategy. |
| Automated actions | Step-up auth and account blocking based on scores and decision flags. |
By using the Grand Central Unified API, your infrastructure interacts with fraud detection systems through standardized interfaces, which simplifies integration and reduces development effort.
Available fraud detection connectors
Feedzai
AI-powered fraud detection and risk management using machine learning for real-time risk assessment.
BioCatch
Behavioral biometrics platform for account takeover fraud prevention with continuous session monitoring.
Cardbase
Debit and credit card management with fraud prevention capabilities for card lifecycle security.