Core functionalities
Identity verification
Verify prospect identity using documents, biometrics, and NFC scanning
AML screening
Screen individuals and businesses across sanctions, PEPs, and adverse media lists
Address verification
Autocomplete and validate addresses to reduce errors and friction
Step-up authentication
Secure high-risk operations with biometric and document verification
E-signature
Ensure compliance by capturing end user acceptance signature digitally.
Personal data autofill
Enable seamless onboarding by prefilling end user personal information.
Use case coverage
Identity verification
| Feature | Key capabilities |
|---|---|
| User identity verification | Verify prospect identity, associated documents, contacts, and assets |
| Biometric authentication | Face map, face match, and liveness detection |
| Document verification | ID document scanning with NFC verification support |
| QES and AES | Qualified Electronic Signatures and Advanced Electronic Signatures |
Compliance and screening
| Feature | Key capabilities |
|---|---|
| AML screening | Screen across major sanctions, PEPs, and adverse media lists |
| Ongoing monitoring | Continuous re-KYC and ad hoc verification checks |
| Audit trail | Complete workflow evidence and timeline reports |
Data enrichment
| Feature | Key capabilities |
|---|---|
| Address autocomplete | US and international address suggestions based on initial inputs |
| Address validation (US only) | Delivery Point Validation (DPV) metadata for address verification |
| Personal data auto-fill (US only) | Retrieve personal data using phone number and date of birth |
| Trust score (US and Canada only) | Assess trustworthiness of user-provided information |
Step-up authentication is recommended for high-risk banking operations such as making payments, adding beneficiaries, or changing personal details.
Available KYC/KYB connectors
Onfido
Real-time identity verification with customizable workflows, including ID scanning, face matching, and NFC verification.
ComplyAdvantage
Real-time screening against sanctions lists (OFAC, EU, UN), PEPs, global watchlists, and adverse media
Prove
US onboarding enhancement with verified data auto-fill, phone validation, and trust scoring.
Smarty
Address capture and verification with US and international autocomplete.