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Overview

The CardBase connector provides connectivity with FIS Payments One Debit Suite CardBase, a debit and credit card management system that supports both card onboarding and card servicing. This connector integrates with FIS API v4 and provides comprehensive card lifecycle management capabilities for financial institutions, payment processors, and fintech companies.

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Key Features

  • Card Number Generation: Create unique, valid card numbers for multiple card types
  • Card Device Creation: Onboard new physical plastic cards, contactless cards, or virtual cards
  • Card-to-Account Linking: Establish relationships between cards and customer accounts
  • Card Lifecycle Management: Manage cards throughout their entire lifecycle
  • Multiple Card Types: Support for credit, debit, prepaid, and virtual cards

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Features

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Generate Unique, Valid Card Numbers

Generate card numbers using prefix/BIN numbers for:
  • Credit cards
  • Debit cards
  • Prepaid cards
  • Virtual cards
Payment service providers can integrate card number generation into their systems to create and store new card customers in their CMS database.

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Create New Card Devices

Create new card devices in CardBase using:
  • Previously generated card number
  • Basic customer identity information
  • Demographic details
Financial institutions, payment processors, and fintech companies can use this feature for:
  • Seamless onboarding of new cards
  • Provisioning physical plastic cards
  • Activation of contactless cards
  • Creation of virtual cards
The system records customer and card-related details in the database for managing card devices throughout their lifecycle. Create relationships between physical and virtual cards and customer accounts, enabling:
  • Transaction processing
  • Transaction tracking
  • Transaction management
This allows financial institutions, payment processors, and fintech companies to effectively process, track, and manage all card transactions.

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Use Cases

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Card Onboarding

Streamline new card issuance with automated card number generation and device creation.

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Virtual Card Issuance

Rapidly issue virtual cards for online transactions or temporary use cases.

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Physical Card Management

Manage the complete lifecycle of physical plastic and contactless cards.

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Card Replacement

Efficiently replace lost, stolen, or damaged cards with new card devices.

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Multi-Product Support

Issue and manage different card types (credit, debit, prepaid) from a single platform.

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Payment Processing Integration

Link cards to accounts for seamless transaction processing and tracking.

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Interaction Flow

The connector interacts with Backbase Engagement Banking Platform, Grand Central, and the CardBase system to:
  1. Card Number Generation: Request and receive unique valid card numbers
  2. Customer Validation: Verify customer identity and demographic information
  3. Card Device Creation: Create new card device records in CardBase
  4. Account Linking: Establish card-to-account relationships
  5. Lifecycle Tracking: Monitor and manage card status throughout lifecycle
  6. Transaction Processing: Enable transaction routing and processing

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Supported Operations

Through the Grand Central Unified API Specification:
  • Generate card numbers: Create unique card numbers using prefix/BIN
  • Create card devices: Onboard new cards into CardBase system
  • Link cards to accounts: Establish card-to-account relationships
  • Retrieve card information: Access card details and status
  • Update card details: Modify card information and settings
  • Manage card lifecycle: Track cards through activation, usage, and closure

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Configuration

Configure your CardBase connector through the Grand Central platform:
  • API credentials and authentication for FIS API v4
  • Prefix/BIN number configuration for card number generation
  • Card type definitions (credit, debit, prepaid, virtual)
  • Customer identity validation rules
  • Account linking parameters
  • Lifecycle management settings

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Integration Benefits

  • Faster Time-to-Market: Pre-built connector eliminates custom CardBase integration development
  • Simplified Card Issuance: Streamlined card onboarding and provisioning processes
  • Comprehensive Card Management: Support for multiple card types and use cases
  • Transaction Enablement: Seamless card-to-account linking for transaction processing
  • Lifecycle Control: Complete card lifecycle management from issuance to closure
  • Secure Integration: FIS-grade security for sensitive card data
  • Scalable Solution: Handle high-volume card issuance and management
  • Flexible Configuration: Adapt to your institution’s specific card programs
  • Virtual Card Support: Enable modern virtual card use cases
  • BIAN Compliance: Standardized card management interactions